CIC credit information

CICの信用情報 CIC no shinyō jōhō

Credit information held by CIC, a designated credit information agency used by credit companies and participating mobile phone companies.

For a smartphone installment, the participating company can check registered credit information during screening, register that the installment contract was made, and update payment status each month. Application and access records are generally held for six months; contract information is held during the contract and for up to five years after it ends.

You can request disclosure of your own CIC information. If an address, name or telephone number changed, include former details as instructed so older contracts can be matched. CIC does not decide whether an individual application is approved; the company receiving the application makes that decision.