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Payment

Device installment screening

A separate credit assessment for paying for a phone in installments. Passing the mobile-line screening does not guarantee that the device installment will be approved.

A carrier or finance company may check the application details, payment history, other credit and information held by a designated credit information agency. It may approve the line but refuse installments, reduce the available amount, request a deposit, or offer lump-sum purchase instead.

A refusal does not reveal one universal reason and shop staff usually cannot override it. Check that your name, address and date of birth match your ID and existing credit records; if necessary, obtain your own disclosure report from the relevant credit information agency.

Dictionary

Related guides

Adverse credit status / idōidō jōhō
A serious status shown in a credit record, such as a payment delay of 61 days or more or three months or more, depending on the applicable definition.
Call option / unlimited callingtsūwa opushon / kakehōdai
An add-on for cheaper or unlimited voice calls, since many base plans charge per minute.
CIC credit informationCIC no shinyō jōhō
Credit information held by CIC, a designated credit information agency used by credit companies and participating mobile phone companies.
Content / subscription optionsentame opushon
Video, music and other subscriptions you can attach to your mobile contract so they appear on one bill — sometimes free or discounted for a limited period.
Contract handling feekeiyaku jimu tesūryō
A one-time fee the carrier charges for a procedure — new contract, MNP, and sometimes a plan or SIM change.

Sources

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The information here is shared in good faith but may be incomplete, out of date or wrong. Use it at your own risk: no responsibility or compensation is accepted for any loss, cost or disadvantage arising from this content or from anything done based on it. Always confirm with the official source — and, where it matters, a qualified professional — before you decide.

Plan names, prices and conditions were checked against the linked official sources as of 2026-08-29 (JST). Terms can change; confirm the official page before applying.

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